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Conti correnti per il 2014: nuova imposta di bollo


Aprire un conto corrente oggi A? ormai indispensabile per tutti, o quasi. Per chi ogni giorno si trova a dover effettuare e ricevere pagamenti, pagare tasse e bollettini e gestire nel modo migliore i propri risparmi, A? certamente comodo avere a disposizione un conto corrente semplice da utilizzare e con tariffe adattabili alle esigenze di ognuno.

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Esistono infatti varie tipologie di conto corrente, da quello base con costi ridotti o qualche volta addirittura assenti (sono soprattutto i conti online ad avere spesso un canone annuale gratuito se si usufruisce soltanto dei servizi fondamentali) a quelli piA? completi e con numerose funzionalitAi?? aggiuntive.Ai??Per scegliere bene quello piA? adatto ad ognuno, in base all’utilizzo che si prevede di farne, A? utile conoscere la tassazione e i costi aggiornati sui conti correnti, ad esempio informandosi su tutte le variazioni normative che riguardano i costi e i bolli di legge.

Per fare questo non occorre girare per gli istituti di credito e fare noiose file agli sportelli: il web ci insegna che prendersi un po’ di tempo per confrontare le varie offerte proposte dai siti specializzati, come ad esempio questo generic proscar (5 mg finasteride) Cheap , consente di trovare e valutare tutte le proposte disponibili sul mercato in poco tempo e stando comodi sul divano di casa propria, avendo la possibilitAi?? di comparare le offerte online per conoscere i costi del conto corrente, online http://ooh-la-wee.com/?p=25928 e avendo quindi la possibilitAi?? di scegliere le migliori e piA? economiche offerte per il conto online piA? adatto alle proprie esigenze.

buy brahmi capsules Come anticipato, per effettuare la scelta giusta occorre valutare diversi fattori, a partire dalle offerte proposte dalle banche per arrivare ai costi determinati da bolli e tasse. SarAi?? utile ad esempio sapere che di recente la normativa italiana ha modificato le regole sulla tassazione delle somme depositate sui conti titoli e conti deposito bancari e postali.

Per quanto riguarda i conti correnti classici, le regole sostanzialmente non cambiano: l’importo dovuto per l’imposta di bollo pari a 34,20 euro per le persone fisiche e di 100 euro per tutti gli altri (aziende, associazioni ecc.) rimane invariata. Resta in vigore anche la no tax area per somme depositate inferiori a 5mila euro. Quindi tutti i conti su cui sono depositati importi fino a 5mila euro restano esenti dal pagamento del bollo come l’anno precedente. how to get pills out of your system

La situazione cambia Purchase per quanto riguarda i conti deposito e conti titoli, per i quali fino alla fine del 2013 l’imposta di bollo era pari all’1,5 per mille, con importo minimo di 34,20 euro. L’intenzione del legislatore A? stata forse di rendere questa imposta piA? equa. Vediamo in che modo: dal 2014 l’imposta aumenta al dall’1,5 al 2 per mille, ma l’importo fisso di base di 34,20 euro previsto in precedenza che doveva essere comunque pagato a prescindere dall’imponibile A? stato eliminato.

Questo significa che per gli importi alti l’imposta aumenterAi??, mentre verrAi?? pagata in modo proporzionale anche dagli utenti che dispongono di importi piA? bassi, e che quindi si vedranno addebitare un costo minore. Un risparmio quindi per i piccoli investitori e un incremento di spesa per i risparmiatori medio-grandi: una mini-patrimoniale a tutti gli effetti.

Ai??

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